TPD Insurance

TPD insurance is vital for any tradesperson, but especially if you have a mortgage or a family to support.

TPD stands for Total & Permanent Disability, and the policy will pay you a lump sum if a doctor declares that you are unlikely to ever work again due to an injury or illness.

What is TPD insurance?

TPD insurance pays you a lump sum when you suffer a serious injury or illness that leaves you unable to work ever again.

If you have income protection, it can certainly help, but that will only cover your living expenses. The lump sum paid from your TPD insurance will allow you to remove the burden of your mortgage and any business debts.

TPD claims often come from the inability to walk, due to conditions such as paraplegia or quadraplegia. Often these conditions will require expensive home and car modifications to allow for wheelchair access. Funds from your TPD claim can go towards these and other major expenses.

TPD Insurance Australia

TPD insurance in Australia is utilised by many different people in many different occupations and industries, and the trades industry is no exception.

Tradesman TPD insurance is available throughout Australia, and at Tradesman Insurance we have a network of insurance brokers and financial advisers throughout the country.