When subbies are told that they need income protection insurance before they can enter certain work sites, often they will ask why it is necessary. After all, income protection isn’t exactly cheap, so being forced to pay for something that you might not want isn’t too particularly appealing. Unfortunately many of the companies they areRead More

As a tiler you are exposed to a wide range of risks every day. There is the risk that your work could cause damage to someones property, or the more serious risk that you work could result in someone’s injury or death. We refer all tilers to Trade Risk for their insurance needs.  Trade RiskRead More

As a rigger you are exposed to a wide range of risks every day. There is the risk that your work could cause damage to someones property, or the more serious risk that you work could result in someone’s injury or death. There is also the risk that you could suffer a serious injury orRead More

Using a tradesman insurance broker for your trade insurance needs is the smartest option for tradies wanting to save time and money. Here at tradesman insurance we have access to a network of financial advisers and insurance brokers throughout Australia who can assist you. Whether it’s public liability, income protection or tool insurance, our tradesmanRead More

As a scaffolder you are exposed to a wide range of risks every day. There is the risk that your work could cause damage to someones property, or the more serious risk that you work could result in someone’s injury or death. There is also the risk that you could suffer a serious injury orRead More

Key person insurance, also known as key man insurance, can help to cover costs incurred due to the loss of a key person in your business. The proceeds from a key person insurance policy can cover lost revenue, or the costs involved in hiring and training a replacement.

Insurance for your ute, truck, van or car Like most tradies, you’d probably be stuffed without your ute to haul yourself and your tools to each job. If your vehicle is involved in an accident you need to get it back on the road as quickly as possible, and you certainly don’t want to haveRead More

AIA offers a range of insurance products to suit tradespeople. Types of cover offered include: Income Protection Insurance Life Insurance TPD Insurance Trauma Insurance AIA is one of Australia’s largest insurance companies. Important Information Please note that no relationship exists between TradesmanInsurance.com.au and AIA. The content provided on this page is for information purposes only.Read More

As a boilermaker you are exposed to a wide range of risks every day. There is the risk that your work could cause damage to someones property, or the more serious risk that you work could result in someone’s injury or death. There is also the risk that you could suffer a serious injury orRead More

How can you judge what the best tradesman insurance is? Some may say that the cheapest tradesman insurance is the best tradesman insurance, but that would be very wide of the mark. The best tradesman insurance will be different for each tradie, and will depend on your own unique circumstances as well as your needsRead More

AMP offers a range of insurance products to suit tradespeople. Types of cover offered include: Income Protection Insurance Life Insurance TPD Insurance Trauma Insurance AMP is one of Australia’s leading insurance companies. Important Information Please note that no relationship exists between TradesmanInsurance.com.au and AMP. The content provided on this page is for information purposes only.Read More

Asteron offers a range of insurance products to suit tradespeople. Types of cover offered include: Income Protection Insurance Life Insurance TPD Insurance Trauma Insurance Asteron is part of the Suncorp group, which is one of Australia’s largest insurers and financial institutions. Important Information Please note that no relationship exists between TradesmanInsurance.com.au and Asteron. The contentRead More

As a cabinetmaker you are exposed to a wide range of risks every day. There is the risk that your work could cause damage to someones property, or the more serious risk that you work could result in someone’s injury or death. There is also the risk that you could suffer a serious injury orRead More

As a builder you are exposed to a wide range of risks every day. There is the risk that your work could cause damage to someones property, or the more serious risk that you work could result in someone’s injury or death. There is also the risk that you could suffer a serious injury orRead More

Trauma insurance is vital for any tradesperson, but especially if you have a mortgage or a family to support. Trauma insurance will pay a lump sum amount if you are diagnosed with a critical illness. Generally these types of illnesses will not be fatal, but they can place a huge financial burden on your andRead More

Life insurance is vital for any tradesperson, but especially if you have a mortgage or a family to support. The funds paid from your life insurance policy will assist your family be ensuring they are not burdened by your mortgage and other debts and expenses. What is life insurance? Life insurance will pay your estateRead More

TPD insurance is vital for any tradesperson, but especially if you have a mortgage or a family to support. TPD stands for Total & Permanent Disability, and the policy will pay you a lump sum if a doctor declares that you are unlikely to ever work again due to an injury or illness. What isRead More

OnePath offers a range of insurance products to suit tradespeople. Types of cover offered include: Income Protection Insurance Life Insurance TPD Insurance Trauma Insurance OnePath is part of the ANZ Banking Group, which is one of Australia’s largest financial institutions. Previously OnePath was known as ING Australia. Important Information Please note that no relationship existsRead More

Whatever your trade is, there is one tool that all tradesmen need – insurance. Tradesmen are exposed to more risks than almost any other occupation, and because many of you are subcontracting or running your own business, you are financially exposed to those risks yourself. Tradesman insurance is a great way to protect against theseRead More

As a self-employed chippie you are exposed to plenty of risks, which makes carpenters insurance such an important thing to get right. There are risks around causing property damage or personal injury to others, the risk of having your tools stolen, and the risk of being injured yourself. Some of these risks mightn’t be too serious,Read More

If you’re a mechanic, you know that pretty much any injury to you hands or feet could put you out of business for a period of time. A broken finger may only cost you a few days, but a broken arm or leg could put you out for a month or more. What if itRead More

Vero offers a range of general insurance products to suit tradespeople. Types of cover offered include: Public Liability Insurance Tool Insurance Accident & Illness Insurance Vero is part of the Suncorp group, which is one of Australia’s largest insurers and financial institutions. Important Information Please note that no relationship exists between TradesmanInsurance.com.au and Vero. TheRead More

What if you couldn’t work for a period due to injury or illness? Who would cover your business expenses whilst you were away? Hopefully you’ll have income protection insurance to help with your personal expenses such as paying the mortgage and paying for groceries, but what about your business expenses? Regardless of whether you workRead More

For any tradie’s family there is one thing they want more than anything else, and that’s for you to get home safely each day. Unfortunately worksites are dangerous places, and accidents do happen. You can do all the right things to stay safe, but sometimes it’s simply out of your control. Insurance might not beRead More

Working as a contractor or business owner in concreting can expose you to a wide variety of potential risks. There is potential for your work to cause damage to someone else’s property, or the more serious risk that you work could result in injury or death to another person. There is also the possibility thatRead More

As a plasterer you are exposed to a wide variety of potential risks every day. There is the risk that your work could cause damage to someone else’s property, or the more serious risk that you work could result in someone’s injury or death. There is also the risk that you could suffer a seriousRead More

Plenty of tradies need public liability cover, but do you know how much you need to hold? The minimum amount of cover available is $5 million, but depending on your business you may find yourself needing anything up to $20 million. So how do you know how much public liability insurance you should have? Cover AmountsRead More

There are a range of cover types that anyone in the landscaping industry should consider. Your needs will vary depending on whether you’re a business owner, subcontractor or employee, but in any case you will have risks that need to be protected against. The ‘big three’ types of trade insurance for landscapers are as follows:Read More

As an electrical contractor you are exposed to a wide range of risks every day, which makes electricians insurance so important. Some of these risks are relatively minor, whilst others are literally life and death situations. Thankfully there are a range of insurances available to protect electricians and their families. Public liability insurance is theRead More

Many people find their way to our website via Google each month by asking certain questions. One of the most common questions asked is ‘what is trade insurance?’ In this article we will try to answer that very question for you. Answer… There is no single form of insurance known as ‘trade insurance’. Instead itRead More