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Public Liability InsurancePublic Liability Insurance is vital for any self-employed tradesman, and the cost can be from as low as $39 per month.The policy will cover you if your work results in property damage or a person's injury or death.
What is public liability insurance?Public liability insurance will cover you if you cause damage to someone's property, or if they suffer an injury or any other type of loss as a result of your work.You may think you don't make any mistakes and don't need cover, but no matter how good we are and how much care we take, mistakes can happen. Sometimes an error may simply cause a few hundred dollars worth of damage. Of course we still don't like it, but at least we can cover the costs without breaking the bank. But what if something more serious happened? What if your work resulted in a property being completely destoyed? Could you deal with covering hundreds of thousands of dollars worth of damage on your own? What if the error resulted in serious injury or even death to someone? The courts can award millions in these types of cases, and if you don't have public liability insurance you'll have to come up with those funds on your own. When public liability can be held for such a small outlay and with such little hassle, surely you'd be crazy not to have it!
There are a number of factors that contribute to the public liability insurance cost. The type of business will have a great impact, followed by the number of people involved in the business and the annual turnover of the business. The cost of public liability insurance can also vary from one insurance company to the next, and that's why it's worth getting your insurance via a tradesman insurance broker who knows how to get the best deal to suit your individual situation.
Tradesman public liability insurance is available throughout Australia, and at Tradesman Insurance we have a network of insurance brokers and financial advisers throughout the country. ![]()
Almost all Australian businesses require public liability of some sort, however here at Tradesman Insurance we only deal with tradies and workers in the building and construction industry. If you are not a tradie but still require public liability insurance quotes we can highly recommend our mates at Public Liability Insurance Australia. For more information on public liability cover for non-tradies simply follow the links above. Make sure you tell them Tradesman Insurance sent you!
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What our clients are saying...
I was able to get everything sorted out over the phone with almost no paperwork, which meant less time away from the site.
Just a quick thanks for getting Tom's cover through so quickly and without the need for blood tests.
I'm really happy with the service thanks, and I will definitely let the other guys on site know about you.
When I called you on Friday night I was expecting an answering machine, but instead we had my cover in place by Monday morning so I could get on site. Sensational!
Finally a broker who knows what the requirements are for a Qld electrical contractors licence.
Thanks for looking after me Shane, I received the paperwork and everything was perfect. You've made the process very easy thank you.
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