As a labourer you are exposed to a wide range of risks every day. There is the risk that your work could cause damage to someones property, or the more serious risk that you work could result in someone’s injury or death.

There is also the risk that you could suffer a serious injury or illness yourself, which could leave you unable to work and therefore unable to earn an income.

Labourer’s insurance can help to manage these risks. There are the main types of insurance we recommend for labourers:

Public Liability Insurance Income Protection Insurance Life Insurance
Covers you if your work results in damage to someone's property, or causes an injury or death. Pays you an income if you are unable to work due to injury of illness. Pays your estate a lump sum in the event of your death or diagnosis of a terminal illness.

 

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